Provides temporary coverage for a specific period of time, such as to cover a mortgage or to provide financial support for a family.
Less expensive than permanent life insurance.
No Medical Exam Term
Offers temporary coverage without the need for a medical examination.
Can be a good option for individuals who do not have the time or inclination to go through the medical exam process.
Final Expense Whole Life
Covers end-of-life expenses, such as funeral and burial costs.
Typically has lower coverage amounts and premiums than traditional whole-life insurance, making it more affordable for individuals on a fixed income or with limited financial resources.
Guaranteed Whole Life
Does not require a medical examination or health questions.
A good option for individuals who are unable to obtain traditional life insurance due to poor health, advanced age, or disability.
Whole Life Insurance
Provides permanent coverage for the policyholder's entire life.
Can build cash value, which can be accessed through policy loans or withdrawals.
Permanent Universal Life
Provides flexibility to adjust the coverage amount and premium payments over time.
May offer the opportunity to build cash value, which can be accessed through policy loans or withdrawals.
Instant Term Insurance
This a good option for individuals who prefer to handle their insurance needs online.
Typically available to individuals who are in good health and do not have any pre-existing medical conditions that would make them ineligible for traditional term life insurance.
Agentless Term Life
Individuals who prefer to handle their insurance needs online and do not want to spend time meeting with an agent in person or on the phone.
Typically available to individuals who are in good health and do not have any pre-existing medical conditions that would make them ineligible for traditional term life insurance.
Life With Living Benefits
Provides financial protection not only in the event of the policyholder's death, but also while they are still alive.
May offer benefits such as long-term care coverage, chronic illness coverage, and the ability to access a portion of the policy's death benefit while the policyholder is still alive.
Accidental Death Insurance
Provides financial protection specifically for accidental deaths.
Does not require a medical examination or health questions.
Children's Whole Life
Provides financial protection for a child's future needs, such as education expenses or the cost of raising a family.
Provides the option to convert the policy to a permanent life insurance policy as the child grows.
